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All new accounts are verified through Chex Systems.

Basic Checking Account

Required to Open: $100.00
Monthly Fee/ Balance Requirement: No monthly fee or service charges, No minimum balance requirement
Features: Unlimited Check Writing, Itemized Monthly Statement, No Monthly Service Charge
Restrictions: checks will not be returned with statements, a per check charge will apply for copies of checks


STUDENT CHECKING Account

Required to Open: $100.00
Monthly Fee/ Balance Requirement:No balance requirements/No monthly fees
Features: $15 credit toward first box of checks, No monthly service charges, No monthly ATM service charge
Restrictions: Available to students up to 25 years of age, No checks included with statement


50+ Checking Account

Required to Open: $100.00
Monthly Fee/ Balance Requirement: No monthly fee or service charges, No minimum balance requirement
Features: Unlimited check writing, Free Box of Checks every year, ½ price safe deposit box, No monthly service charge
Restrictions: Must be 50 years of age or older

Personal Checking Account

Required to Open: $100.00
Monthly Fee/Balance Requirements:  $500 or more = Free
                                                                     $0 - $499.99   = $5.00 + .15 per check over 15 checks
Features: Unlimited check writing. Receive monthly statement with canceled checks. ATM/Debit Card available.
Restrictions: Must maintain account balance to avoid higher service charge.

Budget checking Account

Required to Open: $100.00
Monthly Fee: $1.00 per month + .35 per check.
Balance Requirements: None.
Features: This account is great for someone writing very few checks per month. ATM/Debit Card available.
Restrictions: None.

NOW Checking Account

Required to Open: $750.00
Monthly Fee: $10.00 + .35 per check over 15 checks - If balance falls below $750
Balance Requirements: $750.00 to receive interest and avoid service charge
Features: No monthly charge if balance does not fall below $750.00.
Restrictions: Available only to individuals. Not available to corporations.

Super Now Account

Required to Open: $2500.00
Monthly Fee: $10.00 + .35 per check over 15 checks - If balance falls below $2,500
Balance Requirements: $2,500.00 to receive interest and avoid service charge
Features: No monthly charge if balance does not fall below $2500.00.
Restrictions: Available only to individuals. Not available to corporations.



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